Zarvice Service Provider Agreement & Terms of Service

Welcome to Zarvice. This Service Provider Agreement ("Agreement") governs your access to and use of the Zarvice mobile application, website, and related technology platforms (collectively, the "Platform") as an independent service provider ("Zarvicer", "Service Provider", or "You").

By registering as a Zarvicer, you agree to be bound by the terms, conditions, and payout policies set forth below.

1.1. Platform Role: Zarvice operates as a technology matchmaking platform connecting independent business professionals ("Zarvicers") with end-user clients ("Zarviceis"). Zarvice does not execute, supervise, control, or guarantee the direct physical performance of services requested on the Platform.

1.2. Independent Contractor Relationship: You acknowledge and agree that you operate as an Independent Contractor (1099 Status) and not as an employee, agent, joint venturer, or partner of Zarvice. You retain complete discretion over your schedule, work methods, equipment, and acceptance of service requests.

1.3. No Direct Liability / Service Guarantee Waiver: Zarvice explicitly disclaims any liability or warranty regarding the work performed, damages, theft, property loss, or non-conforming services. Zarvicers are solely responsible for their workmanship, field inspections, safety standards, and maintaining appropriate individual or commercial insurance coverage.

Zarvice classifies platform fees into four job-value tiers. The applicable schedule is selected in this priority order: (1) First 10 completed jobs after registration; (2) otherwise, the first 6 months from registration; (3) otherwise, the Standard schedule. Free on-site inspection quotes are permitted for Tier 4 prior to formal contract binding.

2.1. Standard commission (after the promotional periods below):

• Tier 1: Under $150 — 20% platform service fee. The remaining 80% is credited to your Zarvicer balance.
• Tier 2: $150 – under $500 — 17.5% platform service fee. The remaining 82.5% is credited to your Zarvicer balance.
• Tier 3: $500 – $1,500 — 15% platform service fee. The remaining 85% is credited to your Zarvicer balance.
• Tier 4: Over $1,500 — Flat base fee of $100 + 5% variable commission on the total accepted contract value, deducted upon official contract creation or milestone payouts.

2.2. First 6 months from registration (applies after your first 10 completed jobs, while still within 6 months of registration):

• Tier 1: Under $150 — 15%.
• Tier 2: $150 – under $500 — 12.5%.
• Tier 3: $500 – $1,500 — 10%.
• Tier 4: Over $1,500 — Flat base fee of $50 + 2.5% variable commission.

2.3. First 10 completed jobs after registration:

• Tier 1: Under $150 — 0%.
• Tier 2: $150 – under $500 — 0%.
• Tier 3: $500 – $1,500 — 0%.
• Tier 4: Over $1,500 — Flat base fee of $50 + 1% variable commission.

All financial transactions, payment processing, and earnings transfers on the Platform are processed through third-party payment processors, primarily Stripe Connect.

3.1. Zero Security Reserve (Direct Earnings Access): During this launch phase, Zarvice does not hold or freeze any security deposit or reserve balance. 100% of your net earned balance (gross invoice minus platform commission) is immediately available for transfer without minimum rolling reserve deductions.

3.2. Automated & Direct Payout Transfer: Earnings become eligible for payout immediately upon successful job completion and client payment authorization. Transfers to your linked bank account or debit card are processed via standard automated ACH or instant payout options supported by Stripe Connect.

3.3. Right to Amend Categories & Payout Terms (Sections 2 & 3): Zarvice reserves the right, at its sole discretion, to modify or update any terms, tier structures, commission percentages, flat fees, or payout mechanics set forth in Section 2 and Section 3 of this Agreement at any time. Zarvicers will be notified of any material changes via in-app notification or email prior to the effective date. Continued access to or use of the Platform after the effective date constitutes your explicit acceptance of the updated terms. If you do not agree, you must immediately cease using the Platform and request account closure.

4.1. Prohibition of Off-Platform Agreements: Engaging with clients met through Zarvice outside the Platform to bypass platform commissions, service fees, or payment recording mechanisms ("Off-Platform Leakage") is strictly prohibited.

4.2. Penalties & Legal Escalation: If a Zarvicer accepts leads, performs work, or solicits payments for a Zarvice client off-platform, Zarvice reserves the right to: immediate suspension or permanent termination of the Zarvicer Account; revocation of Platform Pro/VIP badges and search placement privileges; suspension of direct payout permissions and account access; and legal and judicial action to recover uncollected platform fees, liquidated damages, and associated legal costs, unless a mutually agreed financial settlement is reached.

5.1. Form 1099-K / 1099-NEC: As an independent contractor in the United States, you are solely responsible for reporting and paying all federal, state, and local taxes on income generated through the Platform.

5.2. Automated Tax Setup: By using Stripe Connect, you consent to the electronic delivery of IRS tax forms (including Form 1099-K). Zarvice and Stripe will automatically collect your Tax Identification Number (TIN/SSN/EIN) and submit required earnings records to the Internal Revenue Service (IRS) in compliance with federal laws.

6.1. Closure Procedure: You may request account termination at any time via the Zarvice App Settings or by contacting support@zarvice.com.

6.2. Final Settlement: Upon receiving a closure request, all pending jobs must be officially completed or canceled, and any remaining net earnings in your balance will be transferred via standard ACH to your registered bank account in the next payout cycle.

By tapping "I Agree", registering a Zarvicer Account, or accessing the Platform, you certify that you have read, understood, and agreed to all provisions of this Agreement.